Janet Folkerts, author of this blog is a certified credit counselor and a trained risk assessment planner who provides education through public presentations, seminars and classes. For over seven years she has been counseling individuals who are facing issues in debt, credit and homeownership such as foreclosure. Janet Folkerts an avid student of life, and a consumer advocate and encourages students to research and learn their rights. Her objective is to leave her readers / students with a sense of direction that will empower them to get through the month with more money left over.
Our email: SpectrumResources@tampabay.rr.com or phone: (863) 967-0660 a counselor will get back to you within 24 hours.
Writing a Blog is new to us, www.WordPress.com offers an opportunity for us to expand our message of financial literacy. However, it will apparently take a spell to learn their format, so please overlook our growing pains. We sincerely thank you for visiting – and appreciate your patience.
Janet Folkerts, SRDC Executive Director
We invite those with a website to